Group Benefits (Employee Benefits)
Great help is hard to find. That’s why it’s so important to offer competitive benefits packages that will help you stand out from other employers and attract top talent

Group Dental

Group Dental Businesses like yours rely on great employees who work hard, excel at what they do and deliver strong results. Helping them stay healthy, happy and productive is part of your job – and great benefits make that easier. An affordable dental plan designed around the needs of your small business can keep employees smiling and help them be their best.

Did you know 2 out of 3 employees consider dental benefits to be an important part of their compensation package?

Here at Zimmer and Associates he can offer plans that will protect your smiles. Our trusted experience, paired with companies that we work with, have national access to the largest network of dentists and specialized expertise in oral health care make us the perfect partner to help protect your employees’ smiles. Focus on your business – and let us handle your dental benefits.

Good oral health is vital to wellness because it’s connected to good overall health. In fact, oral diseases may worsen health conditions outside the mouth.What’s more, signs of at least 120 diseases, including heart disease and diabetes, can be detected in the mouth.  People with dental benefits are 73% more likely to visit the dentist at least once a year compared to those without benefits.Those regular dental visits can help their dentist catch issues early before they become serious concerns.

Dental insurance helps save your employees money because:

  • Plans generally cover 100% of preventive care, such as routine dental exams, X-rays and cleanings.
  • Preventive care keeps costs down by identifying oral health problems before they become expensive to fix.
  • In-network dentists often agree to charge lower fees.
  • Dental insurance provides pre-tax savings when offered through payroll deduction. 

Businesses can get a positive return on their affordable investment.

If you’re wondering if you can afford to provide this valuable benefit, consider that there are dental plans that cost less than $1 per day per employee. There are flexible coverage choices to fit most budgets, with plans that range from basic to comprehensive. Your options also include voluntary (with employees paying all or part of the premium) and employer-paid plans. In addition, you may receive a tax credit if you pay 50% or more of the costs and have 25 or fewer employees.

Dental insurance can pay off for employers because:

Insurance Options:

Group Vision

Providing Vision Insurance has more benefits than meets the eye. For a relatively low cost, you can provide a comprehensive vision package that includes coverage for exams, glasses, contact lenses and many other services. According to the Vision Council of America, approximately 75% of adults use some sort of vision correction. About 64% of them wear eyeglasses, and about 11% wear contact lenses, either exclusively, or with glasses. Vision insurance is a great way to show your employees you care about their overall well being.

Group Life Insurance

46% of Americans do not have life insurance. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection. This is a fantastic way to express your appreciation for your employees and their loved ones.

Group Disability Insurance

Disability insurance provides employees with partial income if they become too sick or injured to work. But we believe disability insurance should go further than income protection, by helping to support the physical and mental well-being of employees, and helping them return to their best possible levels of health and productivity. Did you know, nearly 40 percent of full-time workers, or 50 million Americans, have no disability insurance at all. 

What’s more, 8 in 10 people with no disability insurance said they have not yet fully recovered financially from their disability leave.In general, there are two types of disability insurance: Short-term disability insurance helps employees immediately after an event, while long-term disability typically starts after six months and can last years. Plans can be offered on an employer-paid, contributory or voluntary basis at little or no cost to your company. 

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Questions & Answers

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There are many questions our clients have asked over the years and we love to hear from them, if you have any questions please look to your right or below to see if they may be answered already. 

If not, please reach out to us as we would be more than happy to answer any question or concern you may have. 

That’s the most important question to our team.

Our team needs to know where you are to help you get where you want to go.

There’s rarely one way to get from Point A to Point B. We provide the pros and cons for each scenario and helps you make a retirement income plan for your individual situation. Our team gives you the tools. It’s your job to make the decisions.

Everything leads up to this point. You have to execute on what you agreed on with our team or nothing happens. We will encourage you to follow through, stick to your retirement income plan, and keep making progress toward your goals.

Change is constant. As times evolve, so might your needs. Our team will work with you to update your retirement income plan as needed, to analyze new information, and to make sure you’re happy with your services and products.

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We’re standing by to listen to your dreams, to evaluate and create, or even reimagine a plan so you feel like you’re doing everything you can to reach the goals you deserve.

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Reese Location

9839 Saginaw St Reese, MI 48757

Contact Us



Contact Us

Reese Location

9839 Saginaw St Reese, MI 48757

Contact Us